Whether you have outstanding mortgages, or wish to protect dependants in the case of ill health or inability to work, we provide sensitive advice on your most suitable options.
What is mortgage protection insurance?
MPPI, Mortgage payment protection insurance covers the cost of your mortgage if you were to ever fall ill or lose your job. If you have your own business, this service is particularly important as you may need to consider not only how your family is affected, but your staff too.
And because of our knowledge, connections, and experience, we can ensure that you protect those that matter to you most within a realistic budget.
Home insurance protection
We can support you with three types of home insurance policies: building, contents and combined building, and contents cover. Speak to one of our local advisers to work out which policy will suit your needs.
Income protection insurance
Income protection insurance is an affordable but increasingly vital way of giving your family security in the event of serious illness. It essentially replaces part of your income if you can’t work.
In certain circumstances it’s payable until you can work again, or until you retire. But there are many different types, options and stipulations – our knowledgeable consultants can talk you through every single one, and choose a plan that makes sense for you and your family.
There are other providers of Short and long Term Income Protection and other products designed to protect you against loss of income. For information about insurance, please visit the website at www.moneyadviceservice.org.uk
Life insurance is a policy that compensates your family in the event of your death.
There are essentially three types:
Critical illness cover
Critical illness cover can also be purchased separately to a life insurance policy.
The length and nature of your policy can vary widely. It could run until your children are adults, or it could run for your entire life.
The details of each policy differ greatly from one insurer to another. That’s why working with a neutral adviser like us is the best way of ensuring you get fair and appropriate cover.
Call 01793 433 699 to discuss your mortgage protection options today or fill in our contact form and we will be in touch.