How to Use a Mortgage Calculator
Navigating the complexities of mortgages can be daunting, especially when it comes to working out the monthly payments and how much you can afford, but using a mortgage calculator can significantly simplify the process. Whether you’re a first-time homebuyer or looking to refinance, understanding how to use a mortgage calculator effectively can help you make […]
What happens when your mortgage ends?
So you’re nearing the end of paying off your mortgage — congratulations! You might be starting to question what exactly comes next in this process, whether it’s simply a time of celebration or you have more options to consider. Here is a guide of everything you need to know when you pay off a mortgage. […]
Is your mortgage term ending in the next 6 months? Here’s why you should take action NOW.
If you’re a homeowner and your mortgage term is set to expire within the next six months, now is the time to act. While it may seem like there’s still plenty of time, waiting until the last minute can lead to missed opportunities and unnecessary stress. Here’s why you should take action now to ensure […]
5 essential tips for getting your mortgage approved quickly
Securing a mortgage is a crucial step in realising your dream of being a homeowner, but the process can be a daunting, and at times frustrating, one and delays in approval only add to your frustrations. To help streamline your mortgage approval journey, we’ve compiled five essential tips that can significantly speed up the process. […]
When to review your mortgage product & consider re-financing options
Securing a mortgage is a significant financial commitment for most people. However, once you’ve obtained a mortgage, it doesn’t mean you should stick with the same product throughout its entire term. Reviewing and considering refinancing your mortgage can be a savvy financial move that can save you money or better align your mortgage with your […]
Mortgage Terminology 101: A glossary for FTB’s
We hope this helps any of you first-time buyers navigate the complex terminology associated with purchasing a property. It’s essential to understand these terms to make informed decisions throughout the home-buying process.
Planning the New Year Around a House Purchase.
The start of a new year is often seen as the perfect time for fresh beginnings and setting new goals. If one of your aspirations for the upcoming year is to purchase a new house, you’re in for an exciting journey. Buying a house is a significant life event, and planning it around the new […]
Age Is Just a Number: Why Age Shouldn’t Put You Off Getting a Mortgage in the UK
The desire to own a home is a universal dream, one that transcends age. Yet, some individuals in the UK hesitate to pursue this dream due to concerns about their age. The misconception that age can be a barrier to obtaining a mortgage is widespread, but it’s essential to understand that age should not deter […]
Self-Employed and seeking a mortgage? Here’s what you need to know
Being self-employed can sometimes seem like a handicap when it comes to getting a mortgage as you don’t have as reliable income as those with a consistent established one every month. However, it is not as difficult as it may initially seem and there are options available. The main thing to remember is every case […]
Offset Mortgages – What are they and are they right for you?
When it comes to acquiring a mortgage, you want to know you’re are getting the one that is right for you, and you are making a fully informed decision. That’s why we want to highlight mortgage options you might not be aware of, like an offset mortgage. So, let’s get into what exactly is an […]